Zero Cost Startup

Payo No Cost

$0

  • Zero terminal rental, zero transaction fees
  • Merchants can pass on the surcharge to customers and keep 100% of profits
  • Net settlement for simple reconciliation
  • No lock-in contracts

*T&Cs Apply

Payo Low Fees

$0

  • Custom pricing tailored for each business
  • Merchants can choose to absorb fees themselves
  • No setup or annual fees
  • No lock-in contracts

*T&Cs Apply

Accept All Major Payment Methods

Online Payment Gateway

Accept payments online, on any device, anywhere in the world. Experience an all-in-one online payment solution built for your business.

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What our customers
are saying

Payo’s EFTPOS is amazing! The system is simple and easy to use that our staff needed minimal training to get started. It accepts a wide range of payment methods, including credit cards, tap payment and WeChat pay. Making it convenient for all customers. Most importantly, it’s incredibly reliable and has no hidden fees, which has greatly contributed to our business efficiency and profitability!

Daniel
Sushi Hyo

Our business has been using this Payo EFTPOS for months now, and it has proven to be incredibly reliable. The connection is stable, transactions process quickly, and there’s no downtime, which means we can always count on it to keep our operations running smoothly. Its reliability has significantly reduced customer wait times and boosted their satisfaction.

JJ
Hato Gyoza and Grill & KU-O Japanese

Trusted by Thousands of Companies

Terminal FAQs

How long does it takes to get one EFTPOS from payo?
Once your merchant application has been approved, it is typically delivered within 3-5 business days.
As long as you process $10k per month through each EFTPOS terminal there are no rental charges. The surcharge your customers pay covers all transaction fees. Payo retain the surcharges from your funding each day so that there are no transaction fees to pay at the end of every month.
Your earnings are settled into your account the next business day. This means we settle Monday, Tuesday, Wednesday and Thursday transactions the next day. Friday, Saturday and Sunday transactions are settled on Monday. The funds are available to you depending on your bank’s processing. Public holidays settlement will be deposited on the next business day.
With Payo, you have the freedom to toggle surcharging on and off as you wish — at no cost to your business.

Ready to get started

Join thousands of Australian Business using Payo EFTPOS today